NEW! Cash back Offers! Automatically earn cash back on debit card purchases from merchants you know and love at 40,000+ online locations and 12,000+ local locations. See Cash Back Terms & Conditions.
A convenient, reliable, modern bank account for life. All the features you’d expect, plus:
• Get paid up to 2 days early with payroll direct deposit! Early access to funds cannot be guaranteed. Limitations apply. See details.
• Access to over 55,000 fee-free Allpoint® ATMs. Allpoint ATM location, availability and hours of operation may vary by merchant and is subject to change.
• Mobile wallet (Apple Wallet, Google Wallet, and Samsung Wallet).
• 0.50% Annual Percentage Yield (APY) on balances up to $1,000.99 with qualifying deposits. See APY details*
No hidden fees, overdraft fees, or minimum balance requirement. $2.99 monthly service fee avoidable with $300 in qualifying deposits per statement cycle. For full details, please see the BankMobile Vibe Checking Account Fee Schedule and Interest Rate Information, Account Terms & Conditions., Cash Withdrawal and Deposit Limits
Security and peace of mind. Your money is FDIC-insured and our apps are backed by state-of-the-art technology.
Exceptional customer service. Our dedicated agents are here to assist you 8 AM – 11 PM ET, 364 days of the year!
If you open a digital BankMobile Vibe Checking Account (upon identity verification), money is deposited the same business day we receive funds from your school.
*BankMobile Vibe Checking Account holders who make Qualifying Deposits totaling $300 or more per statement cycle, will qualify for interest on their BankMobile Vibe Checking Account. Qualifying Deposits include direct deposit, transfers from external bank accounts, check deposits, point-of-sale deposits and cash deposits such as those made via Green Dot® Reload @ the Register™. Financial aid refunds or other refunds issued by your school, interest earned on your account, promotional credits such as cash back rewards, internal account transfers, fee waivers, fee credits, returned items or dispute credits are not eligible toward the $300 in total deposits. Annual Percentage Yield (APY) accurate as of 11/9/2022. An interest rate of 0.50% will be paid for average daily balances up to $1,000.99 with an APY of 0.50%. An interest rate of 0.01% will be paid only on the portion of the average daily balance that is greater than $1,000.99 resulting in an APY range of 0.50% to 0.06%, depending on the balance in the account, assuming a maximum average daily balance of $10,000.00. Interest rates and APY are variable and may change at our discretion at any time without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. For more information see the BankMobile Vibe Checking Account Fee Schedule and Interest Rate Information and Terms and Conditions.
